3 of the most popular Charlotte home loans we provide here at Mid America Mortgage Charlotte are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Charlotte home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
July 18, 2026If you’ve been watching the housing market from the sidelines, waiting for that perfect moment to jump in, you’re not alone. The good news? Summer 2026 is shaping up differently than the past few years, and some interesting dynamics are creating opportunities that weren’t there just six months ago. Let’s talk about what’s actually happening […]
July 10, 2026If you’ve been watching the housing market from the sidelines, waiting for the “perfect moment” to jump in, you might want to pay attention to what’s happening right now. Summer 2026 is shaping up to be one of the more interesting seasons we’ve seen in years—and not for the reasons you might expect. The narrative […]
July 3, 2026If you’ve been watching the housing market from the sidelines with a mixture of hope and trepidation, you’re not alone. The good news? Summer 2026 is shaping up to be one of the more interesting seasons we’ve seen in a while, and some of the shifts happening right now could work in your favor. Let’s […]
June 26, 2026If you’ve been watching the housing market from the sidelines, waiting for that perfect moment to make your move, you’re not alone. But here’s something worth paying attention to: the landscape is shifting in ways we haven’t seen in quite a while. Let’s talk about what’s actually happening out there and why it matters for […]
4037 E Independence BLVD STE 100 Charlotte, NC 28205