3 of the most popular Charlotte home loans we provide here at Mid America Mortgage Charlotte are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Charlotte home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
August 7, 2026If you’ve been watching the housing market from the sidelines, waiting for the “perfect moment” to make your move, I have news for you: that mythical perfect moment doesn’t exist. But what we’re seeing right now in August 2026 might be as close as it gets for many buyers who’ve been sitting on the fence. […]
July 31, 2026If you’ve been watching the housing market from the sidelines this summer, you’re not alone. July 2026 has brought some interesting shifts that are worth understanding before you make your next move—whether you’re a first-time buyer finally ready to take the plunge or a homeowner considering a change. Inventory Is Finally Having Its Moment After […]
July 24, 2026If you’ve been keeping one eye on the housing market while trying to enjoy your summer barbecues, you’ve probably noticed things are looking… different than they did a year ago. The landscape has shifted in some genuinely interesting ways, and if you’re thinking about buying a home, now’s actually a pretty good time to understand […]
July 18, 2026If you’ve been watching the housing market from the sidelines, waiting for that perfect moment to jump in, you’re not alone. The good news? Summer 2026 is shaping up differently than the past few years, and some interesting dynamics are creating opportunities that weren’t there just six months ago. Let’s talk about what’s actually happening […]
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